Post Office Schemes: Interest Rates Unchanged for Jan-Mar 2026 Quarter

• Government keeps Post Office small saving scheme interest rates unchanged for Jan-Mar 2026 quarter.
• Rates for PPF, Sukanya Samriddhi Yojana (SSY), National Savings Certificate (NSC), and other schemes remain the same as Oct-Dec 2025.
• Investors get relief as rates are stable despite banks reducing FD interest rates.
• Key rates: SSY 8.2%, PPF 7.1%, NSC 7.7%, Kisan Vikas Patra (KVP) 7.5%, Post Office Monthly Income Scheme (MIS) 7.4%.
• Rates are reviewed quarterly based on G-Sec yields and Shyamala Gopinath Committee recommendations.

Why It Matters: Post Office small saving scheme interest rates are stable for Q4 FY26, offering relief to investors.