Post Office Savings Rates Update: Will Investors Get Good News on Dec 31?

• Post Office Small Savings Schemes (POSS) interest rates for Jan-Mar 2026 quarter to be announced around December 31, 2025.
• Rates have remained unchanged for seven consecutive quarters since April-June 2024, building investor anticipation for a revision.
• Government schemes like PPF, SCSS, and SSY offer guaranteed, risk-free returns, making them attractive to investors.
• Current rates include SSY & SCSS at 8.2%, POMIS at 7.4%, PPF at 7.1%, NSC at 7.7%, and KVP at 7.5%.
• Ministry of Finance reviews rates considering inflation and economic conditions, hinting at potential changes for popular schemes.

Why It Matters: Investors await Dec 31 announcement for potential changes in Post Office Small Savings Scheme interest rates.