छोटी बचत योजनाओं की ब्याज दरें सीधे RBI के रेपो रेट से तय नहीं होतीं।
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Moneycontrol31-12-2025, 19:51

Small Savings Rates Unchanged: Big Relief for Investors!

  • Government keeps Small Savings Scheme interest rates unchanged for Q4 FY 2025-26 (Jan 1 - Mar 31, 2026).
  • Decision provides significant relief to small investors, defying expectations of rate cuts despite RBI's repo rate reduction.
  • Rates for schemes like PPF, Sukanya Samriddhi Yojana, NSC, KVP, SCSS, and Post Office Time Deposits will remain stable.
  • Stability is crucial for senior citizens and small investors seeking safe, fixed returns amidst market uncertainty.
  • This marks the second consecutive quarter of stable rates, reflecting a policy to insulate schemes from market volatility.

Why It Matters: Government's decision to maintain Small Savings Scheme interest rates offers crucial stability and relief to investors.

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