SWP: Benefits for Retirement Expenses & How It Works

• SWP (Systematic Withdrawal Plan) is a beneficial option for post-retirement expenses, offering an alternative to FDs or annuities.
• It allows fixed monthly withdrawals while the remaining investment continues to grow, providing control and liquidity.
• SWP is best used for lifestyle expenses, complementing fixed-income products for essential costs like rent and medical bills.
• Tax benefits make SWP attractive, as only the capital gains portion of withdrawals is taxed, not the entire amount.
• Maintaining discipline in withdrawal amounts is crucial for the long-term health of the retirement fund.

Why It Matters: Learn how SWP offers a flexible, tax-efficient way to fund your retirement.