Udyogini Yojana: Collateral-Free ₹3 Lakh Loans for Women Entrepreneurs
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Moneycontrol12-12-2025, 18:32

Udyogini Yojana: Collateral-Free ₹3 Lakh Loans for Women Entrepreneurs

  • Udyogini Yojana offers collateral-free loans of up to ₹3 lakh to women entrepreneurs in India.
  • Eligible women aged 18-55 with a family income under ₹1.5 lakh (no limit for widows/disabled) can apply.
  • The scheme provides subsidies: up to 50% for SC/ST women and 30% for others, with no processing fees and low interest rates.
  • It supports 88 types of small businesses, including tailoring, beauty parlors, catering, and handicrafts.
  • Applications can be made at bank branches or online via myscheme.gov.in, requiring documents like Aadhaar, PAN, and income proof.

Why It Matters: Udyogini Yojana offers women collateral-free business loans, fostering economic empowerment.

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