AP Women Empowerment: ₹5,700 Cr Stree Nidhi Loans Approved

• Andhra Pradesh government to provide Rs. 5,700 crore in loans to over 88 lakh DWACR women through the Stree Nidhi scheme for FY 2025-26.
• The Stree Nidhi scheme offers low-interest loans (3-5%) for personal expenses (Rs. 50k-1L) and business expansion (up to Rs. 8L for individuals, up to Rs. 1 crore for groups based on grading).
• Loans are independent of banks, include skill training and marketing support, and are waived upon the borrower's death, aiming for women's financial independence.
• Application for Stree Nidhi loans can be done online or offline via DWACR offices or the official website, requiring an Aadhaar card, bank passbook, and group membership. Approval is within 48 hours.

Why It Matters: Andhra Pradesh's scheme offers women financial independence and business opportunities.