Unlock Financial Freedom: Master Personal Loans with the 5-15-25 Formula

• Personal loans are easily accessible but can lead to significant interest burdens if not managed properly.
• The 5-15-25 formula helps manage personal loans effectively to avoid financial strain.
• Rule 5: Your EMI should not exceed 5% of your monthly salary to prevent financial pressure.
• Rule 15: The personal loan tenure should not exceed 15 months to minimize interest payments.
• Rule 25: Your total loan amount should not exceed 25% of your annual salary to maintain financial stability.