HDFC Balanced Advantage Fund: ₹10,000 SIP to ₹16 Crore in 32 Years

• A ₹10,000 monthly SIP in HDFC Balanced Advantage Fund since February 1994 would be worth ₹15.89 crore by January 2026.
• Total contribution over 32 years was ₹38.40 lakh, yielding an XIRR of 18.40%.
• The fund, with ₹1.06 lakh crore AUM, is one of India's largest hybrid funds, completing over three decades.
• Returns vary significantly across different time horizons; longer holding periods generally show better outcomes.
• The fund uses a dynamic asset allocation strategy, balancing equity and debt to manage market volatility.