Home Care & Property Insurance: Expert Guide to Choosing Right Coverage

• The article highlights the rising need for home-based healthcare coverage, with 20% of hospitalized individuals in India requiring continued care at home.
• Experts advise choosing health plans that cover chronic care, post-operative recovery, and physiotherapy, activated by a doctor's recommendation, not hospital occupancy.
• Homeowners need structure and contents coverage, while tenants should focus on contents; tech-heavy homes benefit from appliance protection plans.
• Consumers should avoid overlapping appliance protection by checking existing home insurance, manufacturer warranties, and comparing plans annually.

Why It Matters: Informed insurance choices protect your home, health, and finances.