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Indian Digital Payments Set to Exceed 228 Billion UPI Transactions by 2025, Report Indicates
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India's Digital Payments Soar: UPI Hits 228 Billion Transactions in 2025
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CNBC TV18
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06-04-2026, 15:07
India's Digital Payments Soar: UPI Hits 228 Billion Transactions in 2025
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UPI processed 228 billion transactions in 2025, with a value of ₹299.74 lakh crore, a 33% year-on-year increase.
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India is shifting towards a micro-transaction economy, with UPI replacing cash for everyday purchases.
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The average ticket size for UPI transactions fell 9% to ₹1,314, reflecting broader adoption among low-ticket merchants.
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UPI's infrastructure expanded significantly, with QR codes reaching 7.31 crore and PoS terminals hitting 11.48 lakh.
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Credit cards saw 27% growth in transactions, while debit card usage fell 23% as smaller payments migrated to UPI.
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