IndiGo Delays: Travel Insurance & Credit Card Coverage Explained

• Travel insurance may cover long delays or cancellations due to airline operational issues, but often requires a minimum delay (e.g., 3-6 hours).
• Policies typically cover secondary impacts like baggage delays, missed connections, and trip delays, rather than the cancellation itself if caused by the airline's internal issues.
• Common exclusions include delays shorter than the minimum wait time, weather-related issues, and situations outside airline control.
• Proper documentation (airline communications, boarding passes, delay certificates, receipts) is crucial for successful claims, as missing paperwork causes many rejections.
• Many credit cards offer built-in travel protection for delays, missed connections, and baggage issues, providing an often-overlooked safety net.

Why It Matters: Know your travel insurance rights during airline disruptions.