SBI Cuts Loan, Select FD Rates; New Rates Effective Dec 15, 2025

• SBI reduced lending rates following RBI's monetary policy cut.
• New EBLR, MCLR, Base Rate, and BPLR will be effective from December 15, 2025.
• EBLR cut by 25 basis points to 7.90%; MCLR reduced by 5 basis points across all tenures.
• Fixed Deposit rates for 2-3 years reduced by 5 basis points to 6.40%.
• SBI's Amrit Vrishti special deposit scheme rate also cut to 6.45%.

Why It Matters: SBI's rate cuts mean cheaper loans but slightly lower FD returns for customers.