Retail Investors Flock to Hybrid Funds, Gold Amid Market Volatility: SBI MF's DP Singh

• Retail investors are shifting from pure equity to hybrid funds (multi-asset, balanced advantage, equity hybrid) and precious metals like gold and silver.
• This trend is partly driven by recent price rallies and "FOMO" sentiment in gold and silver.
• Institutional investors prioritize capital preservation, focusing on low-risk, short-duration debt strategies.
• January 2026 inflows show debt funds leading (₹74,827 crore), followed by equity (₹24,028 crore) and hybrid funds (₹17,356 crore).
• Gold ETFs saw record inflows (₹24,039 crore), highlighting gold's role in diversification and hedging, as investors adopt a more balanced approach post-2025 volatility.