Rising Investment Scams: Spot Red Flags & Stay Safe Amid Digital Boom

• Digital investing boom fuels rise in scams targeting Indian retail investors via phishing, impersonation, and fake platforms.
• Scammers use messaging apps, social media, and cloned websites, luring victims with unrealistic returns and requesting sensitive financial data.
• Common tactics include phishing/vishing for OTPs, social media scams promoting fake returns, impersonation by fake RMs, and cloned brokerage sites.
• Red flags: urgent messages, suspicious links, guaranteed returns, and requests for confidential credentials like OTPs or CVV.
• Protect yourself: verify schemes on official AMC/AMFI sites, check adviser credentials (AMFI/SEBI), enable 2FA, never share sensitive data, and report fraud immediately to National Cyber Crime Reporting Portal or 1930.