Savings Account
Personal finance
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CNBC Awaaz31-12-2025, 20:10

Small Savings Rates Unchanged: PPF, Sukanya Samriddhi Interest Holds Steady for Q4

  • Government keeps interest rates for small savings schemes unchanged for Jan-Mar quarter.
  • Rates for schemes like PPF, NSC, and Sukanya Samriddhi will continue as per the December quarter.
  • Sukanya Samriddhi Yojana and 5-year Senior Citizen Savings Scheme offer the highest interest at 8.2%.
  • Other schemes like NSC, Kisan Vikas Patra, and Post Office Monthly Income Scheme offer over 7%.
  • Decision defies expectations of a rate cut, despite declining deposit rates and RBI's key rate reductions.

Why It Matters: Small savings scheme interest rates, including PPF and Sukanya Samriddhi, remain unchanged for Q4.

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