Unlock Wealth: How SIPs Grow Your Money Over 10-20 Years

• A Systematic Investment Plan (SIP) is a disciplined method of investing a fixed amount regularly into a mutual fund, ideal for beginners to build long-term wealth.
• SIPs leverage the power of compounding; early investments contribute significantly to the final corpus over 10-20 years as returns are reinvested.
• Monthly investments buy more units when markets are down and fewer when up, averaging the cost over time and accelerating growth as the investment base expands.
• For example, a ₹10,000 monthly SIP in Mirae Asset ELSS Tax Saver Fund from Dec 2015 could yield ₹29.51 lakh by Nov 2025 on a ₹11.90 lakh investment.
• The best time to start an SIP is when you have steady cash flow; early investment maximizes compounding benefits and reduces market timing risks.

Why It Matters: SIPs offer a disciplined, compounding-driven approach to build substantial wealth over decades, mitigating market timing risks.