EPFO Finalizes 8.25% Interest for FY 2025-26: When Will Your PF Account Be Credited?

• EPFO has finalized an 8.25% interest rate on EPF balances for the financial year 2025-26, benefiting over 6 crore employees.
• The interest amount will be credited to accounts 3-6 months after the central government issues an official Gazette notification.
• The 8.25% rate is considered a better return than other savings schemes, including bank FDs (below 7%), due to EPFO's financial discipline.
• Account holders can easily check their EPF balance via the 'Umang' mobile app, a missed call to 9966044425, SMS with UAN, or the official EPF portal.
• EPF offers future security; avoiding premature withdrawals allows compound interest to build a significant sum for retirement.