Government Schemes Offer Lakhs in Insurance for Under ₹100 Annual Premium

• Government offers multiple insurance schemes with annual premiums under ₹100, providing coverage worth lakhs.
• Pradhan Mantri Suraksha Bima Yojana (PMSBY) provides accidental insurance for ₹20/year, covering up to ₹2 lakh for accidental death/disability.
• Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) offers life insurance for ₹436/year, giving ₹2 lakh to the family upon policyholder's death.
• Ayushman Bharat PM-JAY provides health insurance up to ₹5 lakh annually for eligible families, covering hospitalization and treatments.
• Aam Aadmi Bima Yojana (AABY) and Niramaya Health Insurance Scheme cater to rural workers and persons with disabilities respectively, with low/zero premiums.

Why It Matters: Affordable government insurance schemes provide significant financial and health security for minimal premiums.