ICICI Bank Credit Card Users Face Major Changes from 2026: Fees, Rewards Altered

• ICICI Bank will implement significant changes to credit card fees, rewards, and benefits from January 2026, affecting cards like Emerald, Sapphiro, Rubyx, Coral, and Platinum.
• A 1% fee will be charged on travel expenses exceeding Rs 50,000, alongside new monthly caps on reward points for travel bookings.
• The BookMyShow buy-one-get-one offer will require a Rs 25,000 quarterly spend, and Instant Platinum cards will be ineligible from February 2026.
• Super-premium Emerald cards will see a 2% increase in Dynamic Currency Conversion (DCC) fees and no rewards on government services, fuel, or wallet transactions for Emerald Metal.
• New fees include 2% on online gaming platforms, 1% on wallet loadings over Rs 5,000, and varied foreign currency fees across different card categories.

Why It Matters: ICICI Bank is overhauling credit card fees, rewards, and benefits from January 2026, impacting various card categories.