ICICI Bank Credit Card Overhaul: New Fees, Rewards & Benefits from 2026

• ICICI Bank announces major changes to credit card charges, rewards, and benefits, rolling out in phases from January 2026.
• New fees: 1% on high-value transport (>₹50,000), 2% on online gaming, and 1% on wallet loading (₹5,000+).
• Reward points on transportation will have monthly caps, varying by card type (e.g., ₹20,000 for Emeralde, ₹10,000 for Coral).
• BookMyShow BOGO offer becomes conditional on previous quarter's spend (₹25,000); Instant Platinum loses it from Feb 2026.
• DCC fees are revised, and Emeralde Metal cards lose rewards on specific categories like government services, fuel, and rent.

Why It Matters: ICICI Bank credit card users face new fees, revised rewards, and conditional benefits starting January 2026.