LIC's Jeevan Shiromani: Pay 4 Years, Get 1 Crore Guaranteed!

• LIC's Jeevan Shiromani plan targets high-income individuals, offering a minimum guaranteed sum assured of 1 Crore Rupees.
• Premiums are paid for only four years, with an approximate monthly investment of 94,000 rupees.
• The plan is a non-market-linked personal life insurance savings scheme with flexible premium payment options.
• Features include periodic money-back benefits, a death benefit, and a critical illness payout of 10% of the sum assured.
• Policyholders can avail loans against the policy after one year of full premium payment or against its surrender value.

Why It Matters: Jeevan Shiromani offers high-income earners a guaranteed 1 Crore with just 4 years of premium payments.