New Year Bumper Returns: Invest in These 5 Post Office Schemes for Guaranteed Growth

• Post Office schemes offer risk-free investment with government assurance and guaranteed returns, ideal for secure savings.
• Monthly Income Scheme (MIS) provides regular income at 7.4% interest, with limits of ₹9 lakh (single) or ₹15 lakh (joint).
• PPF offers 7.10% interest over 15 years, with annual investments from ₹500 to ₹1.5 lakh, and Section 80C tax benefits.
• Sukanya Samriddhi Yojana (SSY) for girl children offers 8.20% interest, annual investment ₹250-₹1.5 lakh, and 80C tax benefits.
• Time Deposit (TD) rates vary by tenure (6.9%-7.5%), with 5-year TD offering 7.5% and 80C tax benefits; NSC offers 7.7% over 5 years.

Why It Matters: Post Office schemes provide secure, government-backed investment options with attractive returns and tax benefits.