Post Office Schemes 2026: Secure Your Child's Future with Top Savings Plans

• Post Office savings schemes offer safe, government-backed options for children's future planning, including education and marriage.
• Sukanya Samriddhi Yojana (SSY) targets girl children with high interest (8.2%), tax benefits, and tax-free maturity for deposits up to Rs 1.5 lakh annually.
• Public Provident Fund (PPF) provides a long-term, tax-free investment (7.1% interest) with a 15-year lock-in, ideal for higher education.
• National Savings Certificate (NSC) and Post Office Time Deposit (TD) offer fixed-income safety, tax benefits (80C), and assured returns (7.7% and 6.9-7.5% respectively).
• Post Office Recurring Deposit (RD) encourages disciplined monthly savings from Rs 100, offering 6.7% interest over a five-year tenure.

Why It Matters: Government-backed Post Office schemes provide secure, tax-efficient ways to save for your child's future.