Secure Your Future: Top Government Savings Schemes for 2026 Revealed

• Government savings schemes offer safety, steady returns, and tax benefits for long-term goals.
• Public Provident Fund (PPF) provides tax-free returns at 7.1% for retirement planning over 15 years.
• Sukanya Samriddhi Yojana (SSY) secures a girl child's future with 8.20% interest and 80C benefits.
• Senior Citizens Savings Scheme (SCSS) offers 8.20% quarterly interest for retirees aged 60+.
• National Savings Certificate (NSC), POMIS, and Kisan Vikas Patra (KVP) provide fixed returns and capital safety.

Why It Matters: Government schemes like PPF, SSY, and SCSS offer reliable, tax-efficient options for diverse financial goals.