Secure Your Retirement: The Two-Home Real Estate Investment Strategy

• Experts propose a 'two-home strategy' for retirement planning, especially for those wary of stock market volatility or low FD returns.
• The first home is for living; aim to repay its loan by age 50 or before retirement to eliminate EMI burden.
• The second home serves as a retirement investment, either rented out for monthly income or sold at age 60 for a lump sum.
• Renting the second home can provide a steady 'pension' of ₹30,000-₹40,000, covering post-retirement expenses.
• Alternatively, selling the second home at 60 can generate a retirement fund, with strategic investment in safe schemes and emergency savings.