SIP vs PPF: Which Investment Generates More Wealth in 15 Years?

• Comparing SIP and PPF for a monthly investment of ₹5,000 over 15 years.
• SIPs are market-linked, assumed 12% annual return; PPF offers a fixed 7.1% interest.
• After 15 years, a ₹5,000 monthly SIP (total ₹9 lakh invested) could yield approximately ₹25.05 lakh.
• A ₹5,000 monthly PPF investment (total ₹9 lakh invested) could yield approximately ₹15.21 lakh.
• SIP shows significantly higher potential returns than PPF over the 15-year period under the given assumptions.