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₹10,000 Monthly Investment: SIP or RD – Which Delivers Higher Returns?
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SIP vs RD: Which Investment Gives Better Returns for 10,000 Monthly?
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News18
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23-02-2026, 15:10
SIP vs RD: Which Investment Gives Better Returns for 10,000 Monthly?
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SIP and RD are popular investment options with fixed monthly deposits but differing returns and methods.
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Investing 10,000 rupees monthly in SIP for 5 years at 12% average annual return can yield approximately 8.24 lakh rupees.
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SIP returns are market-dependent and not guaranteed, offering potential for higher growth through compounding.
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Post Office RD offers a fixed 6.7% annual interest, yielding approximately 7.14 lakh rupees for a 10,000 monthly investment over 5 years.
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RD is a safe, government-backed option with guaranteed returns but limited growth compared to SIP.
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