Small Savings Rates: Center May Announce Big Changes for New Year

• Central government likely to announce new interest rates for small savings schemes for Jan-Mar 2026 quarter.
• Schemes like PPF, Sukanya Samriddhi Yojana, NSC, SCSS, and KVP are under quarterly review.
• Interest rates remained unchanged in the previous quarter (Oct-Dec 2025).
• Repo rate reduced 3 times in 2025 (total 1%), and 10-year G-Sec yields also decreased.
• Gopinath Committee's formula links PPF rates to G-Sec yields, hinting at potential adjustments.

Why It Matters: Investors await potential interest rate changes for small savings schemes in the upcoming quarter.