Unlock Financial Freedom: Adopt '60-20-10-10' Salary Formula Now!

• Ravi, a financial expert from Ranchi, introduces the '60-20-10-10' formula for improved financial health.
• Allocate 60% of your salary for essential expenses like rent, groceries, and utility bills.
• Invest 20% for long-term goals such as retirement planning and mutual funds.
• Save 10% for short-term needs, including emergency funds, insurance, and general savings.
• Spend the remaining 10% on personal desires, hobbies, travel, or dining out for personal happiness.

Why It Matters: The '60-20-10-10' formula offers a structured way to manage salary, ensuring financial stability and growth.