EPFO Simplifies PF Withdrawal: New Rules Allow Up to 100% Fund Access

• EPFO has eased PF withdrawal rules, integrating all partial withdrawals into a single system for simplicity.
• Minimum service period for most withdrawals is now 12 months, down from varying periods of 2-7 years.
• Withdrawal amount now includes both employee and employer contributions plus interest, allowing up to 75% of eligible PF balance.
• 100% PF withdrawal is possible in five specific situations after 12 months of service, including medical treatment, education, marriage, residential needs, and special circumstances.
• 25% of PF balance is safeguarded for retirement, but 75% can be withdrawn immediately upon job loss, with the remaining 25% after one year.

Why It Matters: EPFO streamlines PF withdrawals, making funds more accessible for members while securing retirement savings.