Health Insurance: Add These 5 Must-Have Features to Avoid Financial Strain!

• Critical Illness Cover: Provides a lump sum for expensive treatments like cancer, heart attack, covering medical and household expenses.
• Disability Cover: Compensates for income loss due to permanent or temporary disability from accidents, aiding medical and daily needs.
• Unlimited Restoration Benefit: Replenishes the sum insured even after exhaustion, ensuring continuous cover for multiple claims in a year.
• No Claim Bonus: Increases sum insured annually without premium hike if no claims are made, offering significant long-term relief.
• Room Rent Modification: Allows choosing preferred hospital rooms without reducing coverage for other associated costs, unlike policies with strict limits.

Why It Matters: Prioritize these 5 health insurance features to ensure comprehensive coverage and avoid financial stress.