RBI's 7 New Digital Banking Master Directions Effective Jan 1, 2026

• RBI has issued seven new 'Master Directions' for regulated entities using digital banking channels.
• These new digital banking rules will come into effect from January 1, 2026.
• The rules aim to enhance security and transparency, requiring clear display of customer consent, product information, and legal obligations.
• The guidelines apply to seven types of institutions, including Commercial Banks, Small Finance Banks, and Payment Banks.
• This initiative is expected to benefit consumers, especially in rural areas, and boost financial inclusion.

Why It Matters: New RBI rules boost digital banking security and transparency for all users.