SIP vs PPF: ₹7,500 Monthly Investment - Which Yields More in 15 Years?

Money
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News18•17-12-2025, 16:34
SIP vs PPF: ₹7,500 Monthly Investment - Which Yields More in 15 Years?
- •Investing ₹7,500 monthly for 15 years results in a ₹13.5 lakh principal.
- •PPF offers a safe 7.1% interest, yielding an estimated ₹24.4 lakh after 15 years.
- •SIPs, with slightly higher risk, can potentially generate ₹37.8 lakh over 15 years at an assumed 12% annual return.
- •PPF provides government-backed security with stable, lower growth.
- •SIPs leverage compounding for higher wealth creation, based on market performance.
Why It Matters: SIPs offer significantly higher returns than PPF over 15 years for ₹7,500 monthly investment.
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