10 New Rules from April 1: Tax, ATM, PAN, Train Tickets to Impact Common Man

• New Income Tax Act 2025 replaces 1961 law, introducing a single tax year and clearer rules.
• Higher tax exemption under new regime: no tax for individuals earning up to 12 lakh rupees annually.
• Stricter PAN Card rules: Aadhaar alone no longer sufficient for date of birth proof; 10th certificate or passport required.
• ATM withdrawal fees increase: HDFC Bank charges 23 rupees after 5 free UPI ATM transactions; Bandhan Bank also implements new charges.
• Indian Railways tightens cancellation rules: no refund for tickets canceled within 8 hours of departure, revised refund slabs for earlier cancellations.