India Housing 2025: EMIs Ease, Prices Soar – What's Next for Homebuyers & Investors?

• India's residential real estate in 2025 saw EMIs ease due to RBI rate cuts, making home loans marginally more affordable.
• Despite EMI relief, property prices continued to rise across most cities, driven by input costs, limited land, and sustained demand.
• Affordability remained a challenge for many first-time and mid-income buyers due to higher entry prices and down-payment requirements.
• Premium and luxury segments outperformed, with demand for larger, well-designed homes and lifestyle value driving sales.
• The 2026 outlook suggests stable rates, moderate price growth, and a shift towards liveability and lifestyle value in emerging micro-markets.

Why It Matters: India's housing market in 2025 balanced easing EMIs with rising prices, shifting focus to long-term value.