L&T Finance Q3 Profit Jumps 18%, Retail Business Soars 49%

• L&T Finance reported an 18% year-on-year increase in Q3 profit, reaching ₹738.6 crore.
• Net Interest Income (NII) grew by 13.4% to ₹2,537 crore, driven by strong retail lending demand.
• Retail disbursements surged by 49% year-on-year to an estimated ₹22,690 crore, with broad-based growth across segments.
• The retail loan book expanded by 21% to approximately ₹1.11 lakh crore as of December 31, 2025.
• The company maintained a strong retail focus at 97%, shifting away from wholesale exposure.

Why It Matters: L&T Finance achieved significant Q3 profit and retail business growth, reinforcing its retail-focused strategy.