Digital Boom: Investment & Credit Soar, But Fraud Risks Skyrocket - Rising Bharat Summit

• Digitalization has lowered investment and credit barriers but increased virtual arrest and financial fraud risks, as per Rising Bharat Summit 2026 panellists.
• Digital frauds have surged tenfold in India over the past three years, despite rapid digital advancements in investments, credit, and payments.
• SEBI, in collaboration with Google, introduced "SEBI Check" to verify legitimate payment links and bank accounts for investors.
• India's digital infrastructure, including same-day settlement and client-level visibility, helps mitigate risks and fraud.
• Digital transaction history is bringing micro-merchants into formal credit, but AI-originated fraud is a growing concern, with estimated losses up to Rs 1,00,000 crore.