CSB Bank Q3 Profit Flat at Rs 153 Crore; Income Rises, Asset Quality Deteriorates

• CSB Bank reported a net profit of Rs 153 crore for Q3 ended December 2025, showing almost flat growth compared to Rs 152 crore in the same quarter last year.
• Total income for the bank increased significantly to Rs 1,431 crore from Rs 1,139 crore in the year-ago period.
• Interest income also saw growth, reaching Rs 1,154 crore in Q3 FY25, up from Rs 919 crore previously.
• Net Interest Income (NII) rose to Rs 453 crore from Rs 375 crore in Q3 FY25.
• Asset quality deteriorated, with gross NPA ratio increasing to 1.96% and net NPA ratio rising to 0.67% as of December 31, 2025.

Why It Matters: CSB Bank's Q3 profit remained flat despite increased income, while asset quality and capital adequacy declined.