IDFC First Bank Q3 Profit Jumps 48% to Rs 503 Crore

• IDFC First Bank reported a 48% rise in net profit, reaching Rs 503 crore for the third quarter ended December 2025.
• The bank's total income grew to Rs 12,542 crore, up from Rs 11,123 crore in the same period last year.
• Net Interest Income (NII) increased to Rs 5,492 crore, while Net Interest Margin (NIM) slightly eased to 5.76%.
• Gross non-performing assets (NPA) ratio improved to 1.69%, though net NPAs marginally rose to 0.53%.
• Capital adequacy ratio strengthened to 16.22% by December 2025, compared to 16.11% a year prior.

Why It Matters: IDFC First Bank saw significant profit growth in Q3 FY26, driven by increased income despite a slight NIM dip.