India's MF AUM to cross Rs 300 lakh cr by FY35 on retail boom: Report

• Mutual fund AUM is projected to exceed Rs 300 lakh crore by 2035, with direct equity holdings reaching Rs 250 lakh crore, driven by rising retail participation and digital adoption.
• Growth is fueled by increasing household adoption, strong digital enablement, supportive regulation, and growing investor trust, with MF penetration expected to double to 20%.
• A shift from speculative trading to long-term investing is observed, with 9 crore new investors expected from Gen Z and millennials, and increased participation from women and smaller cities.
• Digital platforms are reshaping investing, with 80% of equity and 35% of MF investors onboarded digitally; long-term holdings (over 5 years) are also increasing significantly.
• Retail investing is seen as a major contributor to India's journey toward a $10 trillion economy, poised to create over 7 lakh new jobs.

Why It Matters: India's investment boom signals wealth creation opportunities and economic growth.