HDFC Bank Revamps Debit Card Lounge Access: Voucher System, Higher Spend from Jan 10

• HDFC Bank changes debit card lounge access to a voucher system from January 10.
• Minimum quarterly spend for most cards doubles to Rs 10,000 for lounge access eligibility.
• Access requires digital vouchers via SMS/email link and OTP verification, replacing physical card swipes.
• Only purchase transactions count towards the spend; ATM, UPI, and wallet payments are excluded.
• Complimentary lounge visit limits per card variant remain unchanged, but eligibility rules are stricter.

Why It Matters: HDFC Bank's new rules require higher spending and digital vouchers for debit card lounge access.