HDFC Bank Changes Debit Card Lounge Access Rules: Digital Vouchers & Higher Spend Now Required

• HDFC Bank's debit card lounge access rules change from January 10, replacing direct card swipe with a digital voucher system.
• Minimum quarterly spending requirement increased from ₹5,000 to ₹10,000 for most debit cards to qualify for lounge access.
• Access now requires fulfilling spending, receiving an SMS/email link, OTP verification, and presenting a voucher or QR code.
• Certain transactions like ATM withdrawals, UPI/wallet payments, and credit card bill payments will not count towards the spending limit.
• The number of free lounge visits per quarter remains unchanged for various card types, with Infiniti Debit Card exempt from minimum spend.

Why It Matters: HDFC Bank now requires digital vouchers and a higher ₹10,000 quarterly spend for debit card lounge access.