ICICI Bank Credit Card Shake-Up: New Fees, Reward Caps from 2026 Announced

• New 1% fee on transportation spends exceeding Rs 50,000 from January 2026.
• Monthly reward caps introduced for rail/bus bookings: Rs 20,000 for super-premium, Rs 10,000 for mid-tier cards.
• BookMyShow offer now requires Rs 25,000 quarterly spend; Instant Platinum cards excluded from Feb 2026.
• Emeralde cards face increased DCC fees; Emeralde Metal loses rewards on government, fuel, rent, tax, and wallet spends.
• New 2% fee on online gaming transactions and 1% fee on wallet loading over Rs 5,000.

Why It Matters: ICICI Bank introduces significant credit card changes from 2026, impacting fees, rewards, and benefits.