ICICI Bank Overhauls Credit Card Rules: Fees, Rewards Change from Jan 2026

• New 1% fee on wallet loads (Rs 5,000+) and high-value transport (Rs 50,000+).
• BookMyShow Buy-One-Get-One offer now conditional on Rs 25,000 quarterly spend.
• Reward points on transportation spends capped monthly for various card types.
• Increased Dynamic Currency Conversion (DCC) fees (up to 3.5%) and 2% fee on online gaming transactions.
• Emeralde Metal cards lose rewards on specific categories; new add-on card fee of Rs 3,500.

Why It Matters: ICICI Bank revises credit card charges, rewards, and benefits from January 2026, impacting various transactions.