India's Digital Payments Soar: UPI QR Codes Drive 'Scan-First' Revolution in Q3 2025

• India's digital payments ecosystem saw rapid expansion in Q3 2025, with UPI and QR codes leading a nationwide shift to scan-and-pay, as per Worldline India.
• UPI transactions surged 33.5% YoY to 5,933 crore, valued at Rs 74.84 lakh crore, with P2M payments outpacing P2P transfers.
• The average UPI ticket size declined to Rs 1,262, reflecting wider adoption for low-value, high-frequency payments.
• Active UPI QR codes reached 709 million, a 21% increase, making scan-and-pay the default mode across kirana stores and transport hubs.
• Credit card issuance rose 35% to 11.34 crore, while debit cards crossed one billion, indicating continued relevance for higher-value transactions.

Why It Matters: UPI and QR codes are transforming India into a 'scan-first' digital payments leader, driving massive growth in Q3 2025.