Canara Bank Cuts Loan, FD Rates After RBI Move: What It Means For You

• Canara Bank revised loan and FD rates following RBI's 25 bps repo rate cut to 5.25%.
• Repo Linked Lending Rate (RLLR) reduced by 25 bps to 8.00% from December 12, 2025, benefiting borrowers with lower EMIs.
• Fixed Deposit (FD) interest rates for deposits below Rs 3 crore were revised from December 8, 2025.
• Highest FD rate is now 6.15% for 555 days, down from 6.50% for 444 days, impacting new FD returns.

Why It Matters: Canara Bank's rate cuts mean cheaper loans but lower FD returns for new deposits.