RBI Rate Cut: 6 Banks Lower Loan Rates, EMIs Reduced

• RBI reduced the repo rate by 0.25% to 5.25%, leading to cheaper loans.
• Following RBI's cut, multiple banks like PNB and Bank of Baroda have lowered their lending rates.
• PNB reduced its repo-linked lending rate (RLLR) from 8.35% to 8.10%, effective December 6, 2025.
• Bank of Baroda lowered its Baroda Repo Based Lending Rate (BRLLR) from 8.15% to 7.90%, effective December 6, 2025.
• Indian Bank, Bank of India, Karur Vysya Bank, and Bank of Maharashtra also cut their lending rates.

Why It Matters: RBI rate cut makes bank loans cheaper, lowering EMIs.