PF Interest Continues After Job Exit: Know Your EPFO Rights!

• Your PF account continues to earn interest even years after leaving a job, debunking a common myth.
• Interest accrues annually until age 58 or full withdrawal, provided the account is linked to a UAN.
• "Inactive" PF accounts (after 36 months of job exit) are still eligible for interest, currently 8.25% for FY 2024-25.
• Interest earned on PF after leaving a job is taxable as "income from other sources," with TDS if interest exceeds Rs 50,000.
• EPFO advises linking all old PF accounts to your UAN for seamless tracking and uninterrupted interest.

Why It Matters: PF savings grow post-job exit if linked to UAN; be aware of tax implications.