PF interest continues post-job until 61, says EPFO

• PF accounts remain active and continue to earn interest even after leaving a job, contrary to common misconceptions.
• Interest accrues until retirement age (e.g., 58 years); if not withdrawn at 58, interest continues for another 3 years, until age 61.
• After age 61, the PF account is considered closed, and interest stops, but the principal amount remains safe for withdrawal.
• The PF withdrawal process is online via the EPFO website using UAN, with funds credited to the bank account in 7-8 working days.
• EPF currently offers an interest rate of approximately 8.25%, making it a secure and reliable long-term investment.

Why It Matters: This clarifies PF interest rules after job changes, protecting your retirement funds.