EPF Interest After Job Loss: Rules Allow 3 Years of Interest

• EPF interest continues for a specific period even after job loss or resignation.
• EPFO rules state interest is paid for 3 years after the last contribution.
• After 3 years, the EPF account becomes 'inoperative' and stops earning interest.
• EPF balance can be checked via the UMANG app or by sending an SMS to 7738299899 (EPFOHO UAN).
• When changing jobs, transfer your old EPF balance to the new account to ensure continuous interest earnings and prevent the old account from becoming inoperative.

Why It Matters: Crucial EPF interest rules after job loss impact your long-term financial planning.